PeBits: Smartest Digital Change

Say Goodbye to the Everyday Change Problem. 💸

PeBits is a simple digital change solution designed to make small-value transactions easier — from ₹1, ₹2, ₹5 and ₹10 to other everyday small amounts.

Less hassle. Less searching for change. A simpler way to manage digital change.

[ Get it on Google Play ]

HOW PEBITS WORKS

Get Digital Change in 3 Simple Steps

01 — Download PeBits

Download the PeBits app from the Google Play Store and create your account using your mobile number.

02 — Scan & Receive Digital Change

When a merchant does not have the exact cash change, scan the participating merchant's PeBits QR code and receive the required digital change amount in your PeBits wallet.

03 — Use or Withdraw Your Balance

Use your available PeBits balance for supported transactions, or withdraw eligible funds to your linked bank account when the withdrawal facility is available.

Note: Deposit, transfer and withdrawal features are subject to applicable limits, verification requirements, payment/banking partner availability and applicable regulations.

SECTION 2 — BENEFITS

Why PeBits?

👤 FOR USERS

No More Unwanted Chocolates. Get Your Change.

When exact cash change isn't available, you shouldn't have to accept unwanted chocolates or other substitutes. PeBits provides a digital way to manage small-value change.

Keep Small Transactions Simple

Manage everyday small-value transactions such as ₹1, ₹2, ₹5 and ₹10 through your PeBits wallet.

Simple & Controlled Wallet Usage

PeBits is designed around small-value transactions with controlled wallet limits to support responsible usage and reduce misuse.

🏪 FOR MERCHANTS

Save Time at the Counter

Reduce the daily hassle of finding and giving exact change to customers.

Reduce Dependence on Small Coins

Spend less time searching for ₹1, ₹2, ₹5 and other small denominations.

Faster Everyday Transactions

Use QR-based digital change transactions to make small-value payments easier and faster.

WHY PEBITS?

Small Change. Digital Solution.

Every day, millions of small transactions involve the same simple problem — exact change isn't always available.

PeBits is designed to make these everyday small-value transactions easier through a simple digital experience.

With PeBits, you can:

Manage small-value digital change
Use QR-based transactions
Track your transaction history
Manage your wallet balance
Reduce dependence on physical small change
Make everyday small transactions simpler

PeBits

Making everyday digital change simple.

ABOUT PEBITS:

About PeBits

PeBits is a digital platform focused on solving one of the simplest everyday problems in payments — small change.

Whether you're buying something from a local shop, paying a small fare, or making another small-value transaction, exact cash change isn't always available.

PeBits aims to provide a simple digital solution for managing these small-value transactions between users and participating merchants.

Our Vision

To make small-value transactions simpler, faster and more convenient for everyone.

Our Mission

To build a simple and accessible digital ecosystem for everyday change.

PRIVACY POLICY:

Privacy Policy

Last Updated: [ September 2026 ]

Welcome to PeBits. We respect your privacy and are committed to protecting the information you provide while using our website, application and services.

1. Information We May Collect

Depending on the features and services you use, PeBits may collect information such as:

Name
Mobile number
Account information
Transaction-related information
Wallet-related information
Payment-related information
Information required for verification and customer support
Technical and device information required for security and service operation

2. How We Use Your Information

We may use your information to:

Create and manage your PeBits account
Verify your account
Process transactions
Maintain transaction records
Provide customer support
Improve our services
Maintain platform security
Prevent fraud and misuse
Comply with applicable legal and regulatory requirements

3. Data Security

We take reasonable technical and organisational measures to protect your information against unauthorised access, misuse, alteration, disclosure or destruction.

4. Third-Party Service Providers

PeBits may use third-party service providers for services such as authentication, payment processing, banking, hosting, analytics, customer support or other technical services.

Information may be shared with such providers only when necessary to provide the relevant service and subject to applicable requirements.

5. Advertising

PeBits does not sell your personal information to advertisers.

6. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be published on this page with an updated effective date.

7. Contact Us

For questions regarding this Privacy Policy, contact:

Email: pebits.in@gmail.com

TERMS & CONDITIONS:

Terms & Conditions

Last Updated: [ September 2026 ]

These Terms and Conditions govern your access to and use of the PeBits website, application and services.

By registering for or using PeBits, you agree to these Terms and Conditions.

1. Eligibility

To use PeBits, you must:

Be legally eligible to use the service under applicable Indian law.
Provide accurate and valid information during registration.
Use your own mobile number and account details.
Use PeBits only for lawful purposes.

2. PeBits Services

PeBits is designed to facilitate small-value digital transactions and digital change management through its available wallet, QR and payment-related features.

The availability of specific services may depend on applicable banking/payment partners, technical availability and regulatory requirements.

3. Wallet Limits

Wallet balance, deposit and transaction limits may apply.

The current self-deposit limit is ₹500, subject to change based on operational, security, partner or regulatory requirements.

4. Transactions

Users are responsible for verifying:

The recipient
The transaction amount
The transaction details

before confirming a transaction.

Once a transaction has been successfully processed, cancellation or reversal may not be possible except where permitted by the applicable payment system, service provider or law.

5. Withdrawals

Where withdrawal functionality is available, users may request withdrawal of eligible wallet funds to their linked bank account, subject to applicable limits, verification requirements, processing conditions and partner availability.

The current minimum withdrawal threshold is ₹100.

6. Convenience Fees

Internal PeBits digital-change transfers may be provided without a transaction fee.

Where applicable, PeBits may charge a ₹3 convenience fee per successful bank withdrawal.

Any applicable fee will be displayed before the transaction is confirmed.

7. Prohibited Activities

Users must not:

Provide false or misleading information
Conduct fraudulent transactions
Attempt to exploit bugs or security vulnerabilities
Access another user's account without authorisation
Use PeBits for unlawful activities
Attempt to manipulate or misuse the platform

PeBits may suspend or terminate accounts involved in prohibited or fraudulent activities, subject to applicable law and procedures.

8. Service Availability

PeBits aims to provide reliable services but does not guarantee uninterrupted availability.

Services may be temporarily unavailable due to maintenance, technical problems, network failures, banking/payment partner downtime or circumstances beyond our reasonable control.

9. Changes to These Terms

PeBits may update these Terms and Conditions from time to time. Updated terms will be published on this website or within the application.

10. Contact

Enterprise: PEBITS
Address: Beerappa Nilaya, Badagalahundi, Bus Stand Beedi, Mysuru, Karnataka – 570010
Email: pebits.in@gmail.com

REFUND & CANCELLATION POLICY:

Refund & Cancellation Policy

Last Updated: [ September 2026 ]

PeBits facilitates digital transactions and digital change services. Users should carefully verify transaction details before confirming a transaction.

1. Digital Change Transfers

Once a digital-change transaction has been successfully completed and credited to the recipient, it generally cannot be cancelled by the sender.

Please verify the recipient and amount before confirming.

2. Wallet Deposits

A successfully completed wallet deposit cannot normally be cancelled from within the PeBits application.

Where supported, eligible funds may be used for permitted transactions or withdrawn according to the applicable withdrawal rules and limits.

3. Failed or Pending Transactions

If money is debited from a user's bank account but the corresponding PeBits transaction is not completed due to a technical or network issue, the transaction will be handled according to the applicable payment system and banking partner process.

Users may contact PeBits Support with the relevant UPI transaction reference/UTR number for verification.

4. Withdrawal Issues

Withdrawal processing times may vary depending on banking/payment partners, technical conditions and verification requirements.

If a withdrawal is delayed or unsuccessful, users may contact PeBits Support with the relevant transaction details.

5. Fraudulent or Unauthorised Transactions

Fraudulent, unauthorised or disputed transactions will be handled according to applicable laws, payment-system rules and the policies of the relevant banking/payment partners.

CONTACT US:

Contact Us

Have a question, need help or facing an issue with a transaction?

We're here to help.

PEBITS

Enterprise: PEBITS

Address:
Beerappa Nilaya,
Badagalahundi, Bus Stand Beedi,
Mysuru, Karnataka – 570010

Support Email:
pebits.in@gmail.com

Website:
pebits.in

We Can Help With

Account & Login Issues
Wallet Issues
Payment Issues
Transaction Discrepancies
Withdrawal Issues
QR Transactions
Privacy & Policy Questions
General Support

[ Contact Support ]

Darshan J — Founder & CEO, PeBits

About Our Founder:

PeBits is envisioned and founded by Darshan J, a passionate entrepreneur based in Mysuru, Karnataka, dedicated to simplifying everyday micro-transactions and eliminating digital change clutter.

PeBits — Making Everyday Digital Change Simple.